Last Updated: January 8, 2024
Please read these terms and conditions carefully before using the BPI Loans website. By accessing this website and its content, you agree to follow and be bound by the terms and conditions described below.
1. Overview
The BPI Loans website (the “Site”) provides general information about loans and other financial products from third-party providers. The Site content is for informational and educational purposes only and should not be considered financial advice.
The Site is owned and operated by BPI-Loans Media LLC (“BPI Loans”, “we”, “us”). By using this Site, you agree to comply with and be legally bound by the terms and conditions described herein (the “User Agreement”). This User Agreement is a legal agreement between you and BPI Loans.
2. Use of Content
We grant you a limited, personal, non-exclusive, non-transferable license to access, use, and display content from the Site solely for your personal, non-commercial purposes. You may only use content as permitted by the “Fair Use” doctrine under applicable copyright law.
You may not modify, copy, distribute, transmit, perform, reproduce, publish, license, decompile, reverse engineer, create derivative works from, transfer, or sell any information or services obtained from this Site. Unauthorized use of content may violate copyright, trademark and other laws.
All content on this Site is owned by BPI Loans or its third-party licensors. Your use of Site content does not grant you ownership rights of any kind.
3. Acceptable Use
You agree to only use the Site and its contents for lawful purposes. You shall not:
- Use the Site for fraudulent or unlawful purposes
- Impersonate any person or entity or provide false information
- Engage in conduct that is offensive, abusive, contrary to public morality, or causes nuisance
- Transmit any viruses, malware or disabling code to the Site
- Attempt to gain unauthorized access to the Site through hacking, password mining, or any other means
- Use any data mining or similar data gathering and extraction methods in connection with the Site
- Use the Site to violate the legal rights of others
Any violation of the above may lead to immediate termination of your access to the Site.
4. Third Party Services
The Site may contain links to third-party websites and services. BPI Loans does not endorse nor is responsible for the availability, content, privacy policies, or practices of such sites.
Separate terms and conditions will apply to your use of such sites. BPI Loans disclaims all liability related to your dealings with third parties.
5. Disclaimers and Limitation of Liability
While we aim to keep Site content accurate and up-to-date, we make no representations, warranties, or guarantees regarding the accuracy, timeliness, or completeness of Site content. You use the Site solely at your own risk.
In no event shall BPI Loans be liable for any direct, indirect, punitive, incidental, consequential, or any other damages arising out of the use, inability to use, or the results obtained from the use of the Site.
All content is provided on an “as is” basis without any warranties of any kind. BPI Loans disclaims any implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
6. Indemnification
You agree to fully indemnify, defend, and hold harmless BPI Loans and its officers, directors, employees, agents, service providers, suppliers, licensors, and partners from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses arising from:
- Your access to or use of the Site
- Your violation of any provision in this User Agreement
- Your violation of applicable laws, rules, or regulations
You shall fully cooperate in the defense of any claim against BPI Loans. We reserve the right, at our own expense, to employ separate counsel and assume the exclusive defense of any matter eligible for indemnification.
7. Modifications
BPI Loans reserves the right to modify or replace this User Agreement at any time. We shall not be bound by any additional or different terms that you may present without our explicit written agreement. Any changes to this User Agreement will be posted on this page.
Continued use of the Site after changes become effective shall constitute your acceptance of the revised User Agreement. If you do not agree to the amended terms, you must stop using the Site.
8. Governing Law
This User Agreement shall be governed under the laws of the State of Delaware without regard to conflict of law principles. Any disputes related to these terms must be handled exclusively in the state and federal courts located in Delaware.
9. Severability
If any provision of this User Agreement is deemed unlawful, void or unenforceable, that provision shall be deemed severable and will not affect the validity or enforceability of the remaining provisions.
10. Questions
If you have any questions or concerns regarding this User Agreement, please contact us by visiting our Contact Us page on the website.
