Bad Credit

The Bad Credit category focuses on loans designed for borrowers with low credit scores, usually below 580. These loans serve as an alternative source of financing for those unable to qualify for traditional loans. They carry higher interest rates and fees compared to standard loans. This section provides information on the different types of bad credit loans, their typical uses, eligibility criteria, application process, repayment terms, and tips for getting approved despite poor credit. It also covers rebuilding credit over time through responsible loan usage.