Welcome to BPI-Loans, your trusted source for loan information and resources since 2015. We launched BPI-Loans to educate consumers and small businesses on the wide variety of financing options available to them while providing transparency into loan terms, conditions, and the application process.
Over the past 8 years, BPI-Loans has grown into the leading destination for objective and authoritative loan guidance online. We offer insights and advice to help borrowers understand complex loan products so they can make informed decisions when taking on financing.
Our Mission
Our mission is to empower consumers and small business owners by equipping them with the knowledge needed to confidently evaluate loans and select the best product for their situation. We are committed to being an unbiased resource that explains both the benefits and drawbacks of various borrowing options.
We strive to build financial literacy around loans and credit so borrowers can make sound choices aligned with their near and long-term goals. By providing clear, comprehensive loan information and education, we aim to set borrowers up for success as they navigate major purchases and other financial needs requiring outside financing.
Our Experience
With over 30 years of combined experience in financial services and lending, our team has the expertise needed to break down complicated loan topics into easy-to-understand guides.
Our co-founders met while working as loan officers at a large national bank. Through firsthand experience, they saw the challenges borrowers faced in understanding complex loans and their frustration with the lack of transparency from lenders.
After seeing consumers struggle to get the loan information they need to make informed decisions time and time again, our founders envisioned creating a resource to finally fill this gap. In 2015, BPI-Loans was born with consumer advocacy at its core.
In addition to our founders’ expertise, BPI-Loans has a staff of financial analysts, former lenders, consumer credit counselors, and small business consultants contributing their knowledge to our publication.
Our Values
Objectivity – We take an unbiased approach in our coverage and recommendations, providing borrowers with balanced perspectives on loan products and services. We offer pros, cons, and important considerations to weigh.
Transparency – We disclose the rates, fees, terms, qualifications, and documentation required for each loan program clearly so borrowers know what to expect. There are no hidden surprises or gotchas.
Integrity – We adhere to strict editorial guidelines and draw information only from ethical, credible sources without conflicts of interest. Our content is never influenced by outside parties.
Accuracy – Our editorial team meticulously fact-checks all articles to ensure information is correct, current, and based on reputable data before publication. We promptly update outdated content.
Clarity – We present even the most complex financial information in simple, easy-to-grasp language and explanations suitable for borrowers of all backgrounds. No jargon.
The Loans We Cover
BPI-Loans provides detailed guides, tips, and advice across a wide spectrum of consumer and business lending options from top national lenders:
- Auto Loans – New and used auto loans, refinancing, buying vs. leasing
- Bad Credit Loans – Loans for borrowers with credit scores below 580 including secured and unsecured options
- Business Loans – Term loans, SBA loans, lines of credit, alternative lending for startups and existing businesses
- Home Loans – Mortgages including conventional, FHA, VA, USDA, jumbo, and alternative home loans
- Personal Loans – Unsecured personal loans for debt consolidation, emergencies, large purchases, and more
- Student Loans – Federal and private student loan guidance, repayment strategies, forgiveness programs
- And More – Specialty loans like payday alternative loans, contractor loans, merchant cash advances, and other niche offerings
So whether you’re looking to finance a new car, or first home, expand a small business, or simply explore alternatives to high-interest debt, BPI-Loans has the information you need to find your best loan option.
Helping Borrowers Succeed
BPI-Loans goes beyond simply listing loan product features to advising our readers on prudent borrowing strategies aligned with their financial situations. We help set appropriate expectations around loan approval odds before you apply based on your credit, income, existing debt burden, and other factors.
Once approved, we offer guidance, tips, and tools to help borrowers manage loan repayment smoothly and effectively:
- Budgeting worksheets to plan for monthly payments
- Calculators to estimate total interest costs and loan amortization
- Sample payment calendars and strategies for avoiding late fees
- Guidance on loan forgiveness, hardship options, and modifications for those struggling to repay
This holistic, educational approach sets us apart. We want borrowers to thoroughly understand a loan’s pros, cons, alternatives, and the commitment required before proceeding with a borrowing decision.
Commitment to Quality
As a trusted authority, we hold ourselves to the highest standards of quality, accuracy, and integrity with our content.
Our editorial team thoroughly vets each piece through multiple stages of review by financial experts to validate the facts, citations, conclusions, and recommendations made. We draw information from government agencies, reputable studies, regulatory filings, loan provider websites, and interviews with credible industry sources without bias or conflicts of interest.
We also regularly consult with consumer advocacy groups to ensure we represent borrowers’ best interests at all times in our publication.
How To Contact Us
BPI-Loans was founded on the principles of empowerment through education and making borrowing easier by lifting the veil of complexity around loan options. We invite you to browse our site and read our in-depth guides to gain knowledge and clarity about your financing options.
If you have any questions about our publication, the material covered, working with us, or how we can better serve you, please don’t hesitate to contact us by visiting our Contact Us page on the website.
